Mortgage Protection

Insurance

Affordable insurance that provides financial

security for your home and family should

tragedy strike.


What is Mortgage Protection Insurance?

As a homeowner, you want to protect your home with affordable, comprehensive

coverage.

Mortgage protection insurance is a type of term

life insurance that is designed to pay off your

mortgage in the event of your death. It functions

like a standard term life policy: You purchase a

policy for a set period, make monthly payments,

and if you pass away while the policy is in force,

your chosen beneficiary receives funds to pay off

your mortgage. This coverage ensures that your

family could stay in their home if you were no

longer able to contribute to mortgage payments.

Mortgage protection insurance is right

for you if you want to:

• Protect your most valuable asset

• Ensure your loved ones never have to deal with

• the fear of losing their home

• Provide financial security if the unthinkable

• happens

63% of families with

children are

dependent on two

incomes.

Why Do I Need Mortgage Protection Insurance?

As a homeowner, being able to pay your

mortgage on time every month is important.

What would happen to your loved ones if you

were to die prematurely, become disabled or

critically ill, and your income suddenly

disappeared? None of us know what the future

will bring, but you can achieve peace of mind

today with mortgage protection insurance.

Advantages of Mortgage Protection Insurance

• Provides a death benefit to pay off your

• mortgage in the event of your death

• Pays your mortgage payments if you become

• disabled

• Protects your mortgage payments in the

• event of critical illness

• Provides benefits from a life insurance policy

• with generally affordable premiums

• Achieves peace of mind for your home and

• family

We can shop over 30

top-rated insurance

carriers to help you find

the plan that’s right for

you.

How Mortgage Protection Works

Mortgage protection insurance functions much like other life insurance policies: You pay premiums to the insurance company to purchase a specific amount of mortgage protection coverage. Those premiums are based on your attained age and your health, as well as the value of your home and the payoff amount. If you die while the policy is in force, the insurance company provides funds to pay off your mortgage.

Frequently Asked Questions

What is the difference between mortgage protection insurance and homeowners insurance?

Mortgage Protection Insurance:

• Makes your premiums in case of job loss*

• Money goes to your family

• Pays your mortgage if you become sick or

• injured

• Money your family receives is tax free

• Is portable – new home? It travels with

• you

*Available in most states. Limitations may apply. Benefits and carriers will vary for coverages and are subject to underwriting approval, product limitations and availability.

Mortgage Protection Insurance:

• Damage to your home in severe weather

• and water conditions

• Theft of your belongings

• Vandalism of your house and property

• Fire damage to your home

• Personal injury lawsuits if someone gets

• hurt on your property

Do I qualify for mortgage

protection insurance?

In most cases, yes! Mortgage protection

insurance has a very high acceptance rate

as most plans are offered with simplified

underwriting (you won’t have to take a

medical exam to qualify).


When should I buy mortgage

protection insurance?

If you have a mortgage on your home, or if you are in the process of obtaining a mortgage, you should consider buying mortgage protection insurance.


Can I afford mortgage protection

insurance?

Mortgage protection is one of the most inexpensive types of insurance, and it’s often a more affordable option than purchasing a separate whole life policy to pay off your mortgage in the event of your death.

Frequently Asked Questions

What is the difference between mortgage protection insurance and homeowners insurance?

Mortgage Protection Insurance:

• Makes your premiums in case of job loss*

• Money goes to your family

• Pays your mortgage if you become sick or

• injured

• Money your family receives is tax free

• Is portable – new home? It travels with

• you

*Available in most states. Limitations may apply. Benefits and carriers will vary for coverages and are subject to underwriting approval, product limitations and availability.

Mortgage Protection Insurance:

• Damage to your home in severe weather

• and water conditions

• Theft of your belongings

• Vandalism of your house and property

• Fire damage to your home

• Personal injury lawsuits if someone gets

• hurt on your property

Do I qualify for mortgage

protection insurance?

In most cases, yes! Mortgage protection

insurance has a very high acceptance rate

as most plans are offered with simplified

underwriting (you won’t have to take a

medical exam to qualify).

When should I buy mortgage

protection insurance?

If you have a mortgage on your home, or if you are in the process of obtaining a mortgage, you should consider buying mortgage protection insurance.

Can I afford mortgage protection

insurance?

Mortgage protection is one of the most inexpensive types of insurance, and it’s often a more affordable option than purchasing a separate whole life policy to pay off your mortgage in the event of your death.

Learn More

MORTGAGE PROTECTION

How Mortgage Protection

Insurance Benefits

Homeowners

As a homeowner, you want to make sure that your home and loved ones are protected, no matter what life brings.


MORTGAGE PROTECTION

Refinancing Your Home? Don't Forget Mortgage Protection Insurance

Are you one of the many Americans refinancing their mortgage as rates reach record lows? Don't forget to insure your most valuable asset!

MORTGAGE PROTECTION

Is Mortgage Life Insurance Worth It?

As a homeowner, you want to make sure that your home and loved ones are protected, no matter what life brings.




Get a Mortgage Protection Quote Today

Protect your home, your loved ones, and your legacy.

We'll show you how.

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Our eight core values are the

driving force behind everything we do.



Largest Life Insurance Guide

Read our comprehensive guide to answer any life insurance questions you have.

Interactive Timeline

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see what insurance is right for you

CONTACT US

Karen Simmons

Simmons Insurance Solutions

Hilton Head Island, SC

Phone:

(843) 892-5491

Email: Karen@SimmonsInsuranceSolutions.com

DEBT FREE LIFE

Learn more about Symmetry Financial Group’s Debt Free Life program, which

can help you get out of debt in nine

years or less without spending any additional money.



PRODUCTS

• Mortgage Protection

• Final Expense

• Term Life Insurance

• Universal Life Insurance

• Disability Insurance

• Critical Illness Insurance

• Retirement Protection

• SmartStart Insurance

WHY SYMMETRY?

Copyright © 2024 Symmetry Financial Group. All Rights Reserved. | Privacy | Site Map

“Quility” is a brand name used by the Quility family of companies. All insurance offers, solicitations, and recommendations made via this website are being made by Quility’s licensed affiliated insurance producers, Symmetry Financial Group, LLC (d/b/a Symmetry Insurance Services in California) and Karen Simmons. No offers, solicitations or recommendations are being made via this website in any state where one of those named Quility licensees does not have a license. Please see our License Page for a list of all of Symmetry Financial Group, LLC’s (d/b/a Symmetry Insurance Services in California) and Stephen J. Brenes’s license numbers in each state.

Copyright © 2024 Symmetry Financial Group. All Rights Reserved. | Privacy | Site Map

“Quility” is a brand name used by the Quility family of companies. All insurance offers, solicitations, and recommendations made via this website are being made by Quility’s licensed affiliated insurance producers, Symmetry Financial Group, LLC (d/b/a Symmetry Insurance Services in California) and Karen Simmons. No offers, solicitations or recommendations are being made via this website in License Page for a list of all of Symmetry Financial Group, LLC’s (d/b/a Symmetry Insurance Services in California) and Karen Simmons’s license numbers in each state.

No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

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klsimmonssfg@gmail.com

SFG0056640

(843) 892-5491

Tel: (843) 892-5491

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